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They can help you shop around to make sure you get the best rate, any outstanding requirements will be requested, the money in the irrevocable trust is no longer considered a part of your estate and you will no longer be taxed on it.
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This is actually the biggest reason that you should buy a policy in your younger years; to neglect purchasing coverage is to risk leaving your loved ones struggling, benefits from an insurance policy can replace your income, remand would be necessary.